Important Information:
DTRT Advisors, LLC is an independently owned investment adviser located in Gainesville Florida and registered with appropriate regulatory authorities, who have not verified nor endorsed the statements presented on this site.
DTRT Advisors, LLC and its associated persons are in compliance with the current registration and/or notice filing requirements imposed upon registered investment advisers by those states in which DTRT Advisors, LLC maintains clients. DTRT Advisors, LLC may only transact business where it is registered, or qualifies for an exemption or exclusion from registration requirements. The publication of DTRT Advisors, LLC website on the Internet should not be construed by any consumer and/or prospective client as DTRT Advisors, LLC solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet in geographical locations where it has not registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.
Additional information about DTRT Advisors, LLC is available on the Internet at www.adviserinfo.sec.gov. A copy of DTRT Advisors, LLC current written disclosure statement (Part 2 of the Form ADV) describing its business operations, services, and fees is found on this web site and also is available from DTRT Advisors, LLC upon written request.
All service marks on this site are owned by DTRT Advisors, LLC unless otherwise indicated.
The materials on this site may be downloaded and/or reprinted for personal, non- commercial use only provided that any copyright, trademark or other proprietary notices included in the materials downloaded are not removed from the materials. Any reproduction, distribution, republication, or retransmission of any materials posted on this site in whole or in part for any reason except personal use is prohibited without the prior written permission of DTRT Advisors, LLC.
The information and graphics on the site may contain inaccuracies, typographical errors and/or out-of-date information. Your use of this site and the information and graphics contained on this site acknowledges this risk. DTRT Advisors, LLC does not warrant, represent or guarantee the accuracy, timeliness or completeness of this site or any of the information or graphics contained on this site. THIS SITE AND ALL MATERIALS CONTAINED ON THIS SITE, INCLUDING BUT NOT LIMITED TO INFORMATION, GRAPHICS, AUDIO, VIDEO, SOFTWARE AND OTHER DATA, IF ANY ARE PROVIDED “AS IS” WITHOUT EXPRESS OR IMPLIED WARRANTIES OR GUARANTEES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
DTRT Advisors, LLC has no duty to update or keep current this site, and DTRT Advisors, LLC disclaims any responsibility for the content or accuracy of the information contained on this site. To the extent permitted by law, DTRT Advisors, LLC will not be liable to you or anyone else for (1) any decision made or action taken by you or anyone else in reliance on materials or information obtained or downloaded from this site, or (2) any direct, indirect, consequential, incidental, special, or similar damages even if DTRT Advisors, LLC is advised of the possibility of such damages.
Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. DTRT Advisors, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by an unaffiliated third party, whether linked to DTRT Advisors, LLC web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Links from this site to various other web sites are provided for your convenience; however, DTRT Advisors, LLC does not regularly review the content of those sites. The links contained on this site do not imply any endorsement or sponsorship of those sites or any of the products or services that may be offered at those sites. DTRT Advisors, LLC disclaims any responsibility for the content or accuracy of those sites.
Certain states do not allow the limitation or exclusion of liability, so some or all of the above limitations and exclusions may not apply to you.
The services described on this website are offered only to United States citizens and residents, and the information on this web site is intended solely for such persons.
Opinions expressed are solely those of Ronald H. Kutz, CFP® and his editorial staff.
The Internet is not a secure network and online access may be interrupted.
Privacy
Click here for our privacy policy
Business Continuity and Contingency Planning
In accordance with regulations, DTRT Advisors has developed a business continuity plan that is intended to permit us to continue critical business operations during natural disasters, power outages or other significant events.
While there can be no assurance that service will continue without interruption in all circumstances, our plan does address the actions that we will take in the event that there is a significant disruption. A DTRT Advisors client can access their account through our custodian Scottrade or associated retirement plan provider. Our DTRT Advisors firm practice software is a cloud based server/service offered by Morningstar. Our clients have access to their account at all times in the event of a DTRT Advisors significant event.
Our providers listed above maintain a back-up facility, including a secondary data center for all of our branches nationwide. The back-up facility is located well away from our primary facility so that it would not be affected by a regional disruption. Account access would be available through the data center at our back-up facility and your local branch office. Our plan will be reviewed, updated and tested periodically.
Our business continuity plan is subject to modification. Updated plans will be promptly posted on our web site. Alternatively, our customers may obtain updated plans by requesting a written copy of the plan by mail.
Privacy Policy
As an independent financial advisory service firm, DTRT Advisors and Insurance Services, LLCs (“DTRT”) is committed to safeguarding the confidential information of all current, former, and potential clients. All personal information provided to our firm is held in the strictest confidence. These records include personal information we collect from you in connection with any services or potential services provided by. We have never disclosed information to non affiliated third parties, except as required by law or by your consent, and do not anticipate doing so in the future. If we were to anticipate such a change in firm policy, we would be prohibited under the law from doing so without advising you first. We use your information in helping you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy.
Our policy with respect to personal information about you is listed below:
- Information Kept Private; Sharing Limited to Need to Know
- Access to your information is limited. Only employees and agents who have a business or professional reason for knowing your information are allowed access.
- We do not share information with non-affiliated parties except as required or permitted by law or by your consent. For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. For example, federal and state regulators may review firm records as permitted under law. Federal regulations permit us to share a limited amount of information about you so that our firm can discuss your financial situation with your accountant or lawyer. We do not provide your personally identifiable information to mailing list vendors or solicitors.
Categories of Information Collected
The categories of non public personal information that we collect from a client depend upon the scope of the client engagement.
These categories may include information:
- about your personal finances and insurance
- about your personal goals, dreams, and health to the extent needed for the planning process
- about transactions between you and third parties
- from consumer reporting agencies
Maintenance of Information
Personally identifiable information about you will be maintained during the time you are a client, and for the required time that such records are required to be maintained by federal and state securities laws.
Secure Environment
We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.
